In The Trenches For You

Are You Overpaying For Final Expense Insurance?

Compare your current policy against today's best-priced A-rated whole life coverage — in less than 60 seconds.

No obligation. Rates shown are illustrative A-rated whole life quotes. Final pricing depends on underwriting.

A smiling senior couple who found peace of mind with the right final expense plan

Real Families, Real Savings

What A Concierge Plan Actually Does For Your Family

When the moment comes, no one wants to haggle. A funeral concierge negotiates the funeral home bill for you — here's what that looked like for two real families.

Saved

$6,295

The "G" Family

"Their funeral home wanted $10,890. The concierge negotiated it down to $7,190 — then found another home that did the same service for $4,595."

Saved

$11,000

The "N" Family

"Quoted $18,000 for a double above-ground crypt at the family cemetery. The concierge pushed for specials and got them the same crypt for $7,000."

More Than Just A Lower Premium

Everything You Get — Included At No Extra Cost

Switching to a better-priced plan doesn't just save your family money. It comes bundled with a nationwide funeral concierge, legal document prep, and 24/7 advisor support — services most carriers simply don't offer.

24/7 Funeral Concierge Advisors

Licensed concierge advisors are one phone call away — day or night — to personalize the funeral plan, gather pricing, and handle logistics so your family doesn't have to.

48-Hour Payout to Your Family

Proceeds can be paid to your beneficiary in as little as 48 hours after death, so funds are available when your family needs them most.

Price Negotiation with Funeral Homes

The concierge is independent — not tied to any funeral home. Advisors compare and negotiate pricing on your family's behalf to prevent overpaying at the worst possible time.

PriceFinder℠ Research Reports

On-demand access to a proprietary database of detailed funeral home price comparisons in your area, so decisions are made with real numbers, not guesses.

Will Prep℠ — Legal Documents Included

Create a Will, Living Trust, Pour-Over Will, Pet Trust, Healthcare Directive, and Power of Attorney online. Save, print, sign, and update whenever life changes.

Tenzing™ Secure Cloud Vault

A secure online vault for personal information, wishes, key decisions, and important documents — organized in one place your family can actually find.

Premiums That Never Increase

This whole life coverage locks your rate for life. Immediate death benefit from day one, with a return-of-premium guarantee during the qualification period.

No Medical Exam

Simplified application with a short phone health interview — no doctor visits, no needles, no long underwriting waits.

Tax-Free Death Benefit

Life insurance proceeds are generally paid income-tax free to your beneficiary. (Consult a tax professional for your situation.)

The Complete Package

A Lower Premium Plus A Full Concierge Service — In One Plan.

A-rated whole life coverage, wrapped with full nationwide funeral planning benefits. Your family gets money fast and an advocate on speed dial.

Talk To A Licensed Agent →

Funeral concierge services are included with the whole life plans we shop. The concierge is independent and not affiliated with any funeral home.

Licensed Agents

Talk to state-licensed final expense specialists — never a call center.

No-Obligation Quotes

Compare rates in under 60 seconds. No pressure, no signup, no fees.

Top-Rated Carrier

A-rated whole life coverage with a 48-hour claim payout.