Saved
$6,295
The "G" Family
"Their funeral home wanted $10,890. Everest negotiated it down to $7,190 — then found another home that did the same service for $4,595."
In The Trenches For You
Are You Overpaying For Final Expense Insurance?
Compare your current policy against Everest Advantage — a top-rated whole life carrier — in less than 60 seconds.
No obligation. Rates shown are illustrative Everest Advantage 50 Plus quotes. Final pricing depends on underwriting.
Real Families, Real Savings
What Everest Actually Does For Your Family
When the moment comes, no one wants to haggle. Everest negotiates the funeral home bill for you — here's what that looked like for two real families.
Saved
$11,000
The "N" Family
"Quoted $18,000 for a double above-ground crypt at the family cemetery. Everest pushed for specials and got them the same crypt for $7,000."
More Than Just A Lower Premium
Everything You Get With Everest — Included At No Extra Cost
Switching to Everest Advantage doesn't just save your family money. It comes bundled with a nationwide funeral concierge, legal document prep, and 24/7 advisor support — services most carriers simply don't offer.
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24/7 Funeral Concierge Advisors
Licensed Everest Advisors are one phone call away — day or night — to personalize the funeral plan, gather pricing, and handle logistics so your family doesn't have to.
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48-Hour Payout to Your Family
Proceeds can be paid to your beneficiary in as little as 48 hours after death, so funds are available when your family needs them most.
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Price Negotiation with Funeral Homes
Everest is independent — not tied to any funeral home. Advisors compare and negotiate pricing on your family's behalf to prevent overpaying at the worst possible time.
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PriceFinder℠ Research Reports
On-demand access to a proprietary database of detailed funeral home price comparisons in your area, so decisions are made with real numbers, not guesses.
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Will Prep℠ — Legal Documents Included
Create a Will, Living Trust, Pour-Over Will, Pet Trust, Healthcare Directive, and Power of Attorney online. Save, print, sign, and update whenever life changes.
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Tenzing™ Secure Cloud Vault
A secure online vault for personal information, wishes, key decisions, and important documents — organized in one place your family can actually find.
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Premiums That Never Increase
Everest Advantage whole life locks your rate for life. Immediate death benefit from day one, with a return-of-premium guarantee during the qualification period.
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No Medical Exam
Simplified application with a short phone health interview — no doctor visits, no needles, no long underwriting waits.
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Tax-Free Death Benefit
Life insurance proceeds are generally paid income-tax free to your beneficiary. (Consult a tax professional for your situation.)
The Everest Package
A Lower Premium Plus A Full Concierge Service — In One Plan.
Whole life coverage from IA American, wrapped with Everest's nationwide funeral planning benefits. Your family gets money fast and an advocate on speed dial.
Talk To A Licensed Agent →Everest Funeral Concierge services included with Everest Advantage whole life from IA American Life Insurance Company. Everest is independent and not affiliated with any funeral home.
Licensed Agents
Talk to state-licensed final expense specialists — never a call center.
No-Obligation Quotes
Compare rates in under 60 seconds. No pressure, no signup, no fees.
Top-Rated Carrier
Everest Advantage — A-rated whole life coverage with 48-hour payout.